Bil hospital swasta

MZ & family are covered under group insurance takaful msia under pmcare...so every year premium is increased..sbb bknnya medical card yg amik personal/individual based

sbb nama pun group insurance (which is made available for all uia staff and family), so max annual coverage per pax depends on coverage yg dipilih...lowest is RM15k annually and highest is RM45k annually ..so for my family, MZ amik yg coverage RM25k annually (premium RM391 monthly--to cover 5 pax)

tp kan...the not so nice part...
pmcare cuma cover 90% jer of total hospital bills, bkn 100% ...memang t&cnya gitu...zmn2 dulu masa MZ mula2/awal2 join UIA, coverage was 100%..ie masa mr hubby kena operate to remove batu karang in kidney...total bills 100% covered...tp now dh tak de coverage 100% :(

so latest bil yg mana my arif masuk wad selama 6 hari 5 mlm tu..

ni itemised billing...excludes specialist charge

ni all-in...RM7826...so MZ kena byr RM782 ie 10% of the total bills..anyway syukur gaklah wpun coverage 90% jer...asalkan my kids are treated properly and we are ok with the overall service by Ampang Putri Hosp

ni plak diagnosis penyakit ariff

anyway, my ariff is still in recovering process..actually still not well mcm time dia sihat...my adik (Dr Awi) kata, pnemonia ni memang takes time to recover
Allahumma yashfi...aamiin

6 hari yang panjang | @APSH KPJ

my ariff was warded kat ampang putri specialist hospital hari isnin 7 jan sampailah hari jumaat 12 jan..

mula2 demam panas, then jd tak lalu nak mkn dan minum, muntah2, sakit perut, dehydration..then bronchitis, the influenza
memang takes time utk sembuh..
psg drip pun for 2 days sbb ariff jd dehydrated

lps discharge pun ni kena sambung mkn mcm2 jenis ubat...
and doc bg MC sampai ari rabu..

moga2 ariff cepat pulih mcm sediakala..
aaminn ya rabbal alamin

Menabung tanpa rasa terbeban

sempena tahun baru 2019..jom berazam yg baik2..for a better and happier life insya Allh
salah satu azam MZ..nak menabung dgn konsisten..
ternampak ni kat FB...

sounds fun and do-able kan..

jom jom

hrp2 by end of dec 2019...savings tu jd mcm sejambak bunga gini hahahha