Monday, 21 August 2017

Merajinkan diri | masak-masak

kebetulan sekrg ni MZ tak de kelas, new sem starts mid sept nanti..so masa agak flexi, memang everyday pegi office tp focus on reseacrh work, attend meetings etc...so sempat lah masak2 hampir setiap hari..time weekday, MZ cuba sedaya mungkin masak utk dinner lah..biasanya masak simple2 jer..kdg2 1 lauk, kdg2 2 lauk , then of course ada sayur, sama ada sup sayur, sayur msk lemak, sayur goreng or kalau tak masak sayur, mkn dgn salad or timun batang jer

byk faktor lah kenapa nak kena rajin2kan diri masak-memasak ni
faktor utama ialah cost...nilai duit RM yg semakin mengecil...bahan mentah pun dh naik harga, tp bila masak2 still boleh jimat agak byk compared dgn kos mkn2 kat luar..lg pun family kecik MZ kan dh 5 org total so kalau mkn luar mkn kosnya phm2 ajerlah kan..my boys tgh grow pun..tak leh tak mkn or tak leh skip2 mkn..
bkn tak mkn langsung kat luar..mkn jugak time lunch kan..and time dh bosan or tak sempat masak sbb ada hal..so mkn jugak kat food court or restaurant..and my kids memang suka lah kalau dpt singgah mana2 fast food or time ujan, weolls singgah drive-thru Mcd sbb convenient
bln ni dh 2x mkn KR sbb ada promo buy one free one..so mkn2 me and my 3 boys kat KR costs around RM36 which is very cheap utk rate KR (tp amik plain water ajer lah hahahha)

faktor kedua rajin masak2..health and hygiene factor..
of course kita tahu apa yg kita masak2..dan tahap kebersihan kan..mr hubby diabetic, so memang doctor selalu remind psl jenis2 food etc
and kalau mknn bergoreng, minyak utk menggoreng MZ guna sekali dua jer then terus buang, tak recycle, and byk gak guna olive oil in cooking/frying

ni nasi ayam yg MZ masak last week...cepat, mudah dan my boys fav..tp tak leh lah masak kerap2 nanti jeme

so ptg ni..
plan nak masak sup daging (beli daging lembu tempatan kat hypermart memang super duper mahal laaa) tp beli gak sbb nak pelbagaikan menu..bosan lah kalau everyday masak ayam jer wpun mcm2 jenis mskn ayam...kat msia ni...ayam jer yg paling murah compared dgn ikan laut or other seafood

enough whining
nak sambung buat keje
happy monday everyone!

Friday, 18 August 2017

Lelaki-lelaki ini

other than mr hubby and my 3 boys..I have 4 other important men in my life..

just wanna upload some pics for my kids viewing in the future..

paling kanan, my elder brother, Dr Azmi, then my late father Hj Ismail, then my younger brother in bj melayu Nizar, and my lil brother Dr Awi..pic ni diambil di homestay kat negeri Trg, pada mlm akad nikah nizar & aimi..on 8 ogos..rasanya exact date 8/8/08...just before akad nikah ceremony..
adik2 lelaki me ckp..gmbr ni sgt bermakna sbb tak leh nak ulang dh posing gini sbb our dah dh pergi buat selama-lamanya in June 2009.. :(

ni plak very recent pic..taken last 2 weeks..my elder brother on his 55th birthday..my brother ni anak no 2 dlm family..yg sulung is my eldest sis..so in my life..MZ ada sorang jer abg dunia akhirat..

alhamdulillah kerana MZ masih dikelilingi org2 yg MZ sayangi
hargailah org2 tersayang sementara masih ada masa dan kesempatan
salam jumaat al-mubarak

Wednesday, 16 August 2017

Merenung dengan penuh kerisauan | Kos pendidikan dan nasib anak-anak kita pada masa hadapan

beberapa tahun kebelakangan ini..kerana faktor ekonomi dan pengurusan kewangan yg kurang efisyen, ketirisan sana-sini and of course some other reasons..bajet utk pendidikan telah dikurangkan dan ada yg dilupuskan..sek2 mesti rasa effectnya..juga kat university..memang terasa sgt2 kesan dan impaknya

dari segi peluang pendidkan..our govt dh tak antar pelajar2 tajaan utk further study kat overseas..tak mcm zmn dulu2...ie few years back and many2 years back..my niece yg baru grad dari Ireland may be among last batch yg dpt study medic kat obersi (Ireland) funded by JPA..and kat my uni pun dh tak de scheme utk buat phd kat obersi..

whining pun tak mengubah apa2..
cuma now, whether we like it or not, nak kena pikirkan mcm mana our kids nak further study kat university...sbb dulu2 ada byk peluang biasiswa under JPA, MARA etc..nowdays dh tak de especially kalau nak study abroad, or kalau nak buat courses mcm medicine, dentistry

my nephew, currently doing dentistry kat IPTS (dlm msia)...kos pengajian is around RM350k..dh dari awal lg apply education loan dari MARA tp situasinya uncertain masih ada fund or not..so worst comes to worst memang byr dari duit poket sendiri..so far dh byr almost one third pun dari duit poket sendiri
kenapa tak masuk IPTA?..of course tempat sgt terhad and kena dpt straight A masa SPM and 4 flat masa matrics/foundation (if i'm not mistaken) kalau betul2 nak dpt tempat kat IPTA--i'm talking about course medic and dentistry

and similar story...my colleague..her daughter baru jer abis asasi sains kat UM, SPM memang dpt straight A..tp tak dpt 4 flat kat foundation study...so tak dpt tempat utk buat medic kat IPTA..now dh apply masuk IPTS (dlm msia)..kos utk study medic kat IPTS is almost RM500k )(ie half million!)..my colleague has been saving for her children's education..my colleague ni both suami isteri prof..so apparently mampu lah nak byr the cost sbb memang that's the only option available..her other children..yg sulung memang study obersi (dpt scholarship and dh grad pun..now tgh buat phd)

she was telling me...amik insurance pun bukannya byk dpt bila kita nak tebus balik the policy/redeem the benefit..dpt RM20k+ jer pun katanya..
andit's like a reminder to myself jugak..memang pun..value insurance yg me amik pun mcm tu jugak (takaful pendidikan)..me byr RM100 permonth x3 (ie for my 3 boys) potong gaji bulan2....so bila nak amik time diaorg umur 18 nanti..memang value nya around RM20k jer pun...of course nilainya very little kalau nak guna utk byr fees kat IPTS..
kalau masuk IPTA, boleh lah pakai duit tu sbg poket money to survive monthly
the typical scenario nowadays, masuk IPTA, amik course yg biasa2(non-critical course)...boleh amik loan PTPTN..and our kids will be repaying the loan lps graduate and lps diaorg dpt keje

nowadays..apa2 course pun memang kena bersaing very2 stiff competition utk dptkan keje lps graduation...yg grad medic pun kena tunggu few months utk posting, apatah lg course2 lain kan..

scary..seram..risau bila baca psl luahan kat IIUM confession..psl susahnya nak dpt keje even dh ada degree..terbaca jugak kat FB..ada yg sanggup take up the post as cleaner..to that extent realitynya..selain opt for online business, food stuff like nasi lemak etc

mcm mana lah agaknya nasib our future generation..starting gaji memang rendah berbanding dgn kos sara hidup yg meningkat meroket..dan pelbagai tax lagi..dgn harga rumah yg mcm tak masuk akal utk dibeli..

merenung jauh tu MZ...(gmbr hiasan)

Allahumma yassir amiin

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