Thursday 3 June 2021

Kat mana nak simpan duit raya anak-anak?

tahun ni wpun raya versi PKP tp my boys still dpt duit raya (total RM320 each)..alhamdulillah rezeki anak2 (tq my adik2 and my nieces and nephew yg bg duit raya kat my 3 boys tu)
biasanya every year MZ simpan duit raya dioarg dlm TH (tabung haji) jer...
tp thn ni, utk zharfan & ariff, diaorg nak pegang/simpan sendiri duit raya diaorg kat tgn (nak spend ler tu later2)
utk razeen plak...MZ try save dlm bentuk lain plak...

so MZ beli gold bar/gold coin! actually nak beli yg 1gm jer tp dh abih..so MZ beli yg 2 gm (top up duit MZ)...sbb pyh nak pegi kedai kan now (now PKP, even sblm PKP pun pyh nak gi tomei kat KL tu)..so MZ beli kat shopee jer ni...lately harga emas mencanak naik...so gold bar ni pun nampaknya semakin naik harga

close up--cute jer design KLCC..last few months MZ ada beli gold bar 1gm (2 pieces) kat tomei KLCC, masa tu harga RM290 per gm, ni masa MZ beli kat shopee, harga 2gm ni RM620 (ie RM310 per gm)..tp sbb MZ guna shopee coins (discount), dpt harga RM610 (alhamdulillah), last few days harga gold bar ni kat lazada dah naik jadi RM635! actually MZ terpengaruh bila tgk my bff Ezna beli gold coin (habib) utk dania (duit raya dania), tu MZ pun decided nak beli gold bar/gold coin jugak! yg habib punya utk collector's edition so memang sgt cantik, tp agak ringan, MZ plak nak cari yg 1gm (gold bar kat habib 1gm ada jer tp tak berkenan brand/design)

emas memang one type of savings, tp utk long term sbb ada susut nilai yg byk kalau beli dan jual dlm masa yg singkat...tp kalau long term, value utk jual dan convert cash tu akan jd byk/naik....emas perhiasan lglah byk susut nilai ..especially emas yg ada upah/workmanship...emas yg designnya halus/cantik2 sure upahnya agak mahal --utk those yg jual kat kedai2 famous mcm habib, tomei etc...
ni latest bling2 MZ, cincin sakura...pre order ni (kat PS kat telegram)..harga RM1k+ jugak ni sbb agak berat..suka sgt design ni!!

beli saiz 14 sbb nak pakai kat jari hantu/tgh, kalau jari manis, MZ pakai size 12 jer...cincin ni brand/hasil buatan STM- sin ter may...famous STM ni sbb kilangnya membekalkan emas utk habib tomei etc..so hasil buatannya sgt halus dan superb!



salam hari khamis! ari ni MZ ada meeting pukul 3 pm (meeting international conference - organizer kat Germany tu!!)

3 comments:

mummy_ayu said...

ayu pun simpan kat tabung haji je...and some dlm sspn

BABY(MAMA AMANA&ARIEF) said...

lawalah ..ila takde cincin stm .. ila takut nak beli yg order2 tue selalu saiz ila berubah2.. haha

AyuArjuna BiGoshh said...

i masuk ptptn hehehe

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