sbb nama pun group insurance (which is made available for all uia staff and family), so max annual coverage per pax depends on coverage yg dipilih...lowest is RM15k annually and highest is RM45k annually ..so for my family, MZ amik yg coverage RM25k annually (premium RM391 monthly--to cover 5 pax)
tp kan...the not so nice part...
pmcare cuma cover 90% jer of total hospital bills, bkn 100% ...memang t&cnya gitu...zmn2 dulu masa MZ mula2/awal2 join UIA, coverage was 100%..ie masa mr hubby kena operate to remove batu karang in kidney...total bills 100% covered...tp now dh tak de coverage 100% :(
so latest bil yg mana my arif masuk wad selama 6 hari 5 mlm tu..
ni itemised billing...excludes specialist charge
ni all-in...RM7826...so MZ kena byr RM782 ie 10% of the total bills..anyway syukur gaklah wpun coverage 90% jer...asalkan my kids are treated properly and we are ok with the overall service by Ampang Putri Hosp
ni plak diagnosis penyakit ariff
anyway, my ariff is still in recovering process..actually still not well mcm time dia sihat...my adik (Dr Awi) kata, pnemonia ni memang takes time to recover